This glossary contains key terms from the whole text book. 

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In the assessment of housing models, ‘fidelity’ refers to the way a model is reproduced in different settings. If some components of the original model are not present or are significantly modified, this may imply that we are dealing with a different programme and a different approach.

Financial sector

A segment of the economy that offers financial services or manages money for companies, households and the state. Apart from banks, the financial sector comprises insurance companies, investment funds, credit unions, accountancy companies etc.


The growing role of the financial sector as a source of profit.

Formal housing

Includes both social/public housing and the private real estate market either for renting or purchasing.